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Direct Portfolio Plan Details
| Online Enrollment and Management | You can open and manage your account online. You can also choose to receive email notifications when your account statements and transaction confirmations are available online. Enroll now! |
| Low Fees | Enrollment is free. Effective October 15, 2012, the asset -based management fee is 0.46%. If neither the account owner nor beneficiary are a Colorado resident, a $20 annual account maintenance fee will also apply, unless the account balance is over $10,000 or the account owner has elected electronic delivery of all Plan documents. |
| Low Minimum Investment | You can start with as little as $25 and contribute whenever you want. The minimum for each additional contribution is only $15. |
| Multiple Contribution Methods | You can contribute by automatic investment, electronic bank transfer, check, or by rolling over assets from other qualified college savings vehicles. |
| Opportunity to Earn Free Money for College | Take advantage of Upromise®, a service that returns a percentage of your eligible spending at hundreds of America's leading companies and can transfer that money periodically to your plan account. |
| 11 Investment Choices | Choose from three age-based options that automatically shift your assets to more conservative investments as your beneficiary nears college, and five blended and three individual portfolios in which your assets remain invested until you instruct the plan otherwise. You can select up to five of these investments for your account. |
| High Account Maximum | You can contribute on behalf of a student until the total balance of all CollegeInvest 529 plan accounts held for the same beneficiary reaches an aggregate maximum balance, which is currently $350,000. This includes accounts held in the CollegeInvest Direct Portfolio College Savings Plan and other 529 plans sponsored by the State of Colorado. |
| Additional Tax Benefits | You may be eligible for additional tax benefits. |
| Expert Management | Recordkeeping and related services for the plan are managed by Upromise Investments, Inc.; investment management and customer service are provided by Vanguard. |
| Access 24/7 | As a CollegeInvest Direct Portfolio College Savings Plan account owner, you can enjoy 24-hour access to your account. View your statements, submit contributions electronically, maintain your account, download or request account maintenance forms, and obtain performance information any time you like. If you open more than one account, you can view them all with one user name and password. |
For more information about the tax benefits of the CollegeInvest Direct Portfolio College Savings Plan, see the Direct Portfolio Plan Disclosure Statement. To get started with the plan, download or request an enrollment kit online.
For more information about the CollegeInvest Direct Portfolio College Savings Plan, click here to obtain a Plan Disclosure Statement and Participation Agreement, which include investment objectives, risks, charges, expenses, and other information; read and consider them carefully before investing.
Important Considerations
For more information about the CollegeInvest Direct Portfolio College Savings Plan, visit www.collegeinvest.org to obtain a Plan Disclosure Statement and Participation Agreement. Investment objectives, risks, charges, expenses, and other important information are included in these documents; read and consider them carefully before investing. If you are not a Colorado taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program. Administered and issued by CollegeInvest. Vanguard Marketing Corporation, Distributor and Underwriter.
Investments in the CollegeInvest Direct Portfolio 529 College Savings Plan are not guaranteed by the State of Colorado or any other governmental entity, the Vanguard Group, Inc. or Upromise Investments, Inc., and may lose value including the principal amount invested.
Capacity of Dealer and Other Parties
CollegeInvest is the issuer of plan securities and is the trustee of the plans in accordance with Colorado law. CollegeInvest also oversees the Managers’ activities and provides certain administrative services, such as marketing, audit, and financial statements, in connection with the plans.
Upromise Investments, Inc. serves as Plan Manager for the CollegeInvest Direct Portfolio College Savings Plan and has overall responsibility for the day-to-day operations, including effecting transactions. The Vanguard Group, Inc. also serves as Plan Manager and Investment Manager for the CollegeInvest Direct Portfolio College Savings Plan and Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., assists CollegeInvest with marketing and distributing the Direct Portfolio College Savings Plan.
The Plan’s portfolios, although they invest in Vanguard mutual funds , are not mutual funds.
CollegeInvest and the CollegeInvest logo are registered trademarks. Vanguard is a trademark of The Vanguard Group, Inc. Upromise is a registered service mark of Upromise, Inc.