Smart Choice Investment Options

Investments Managed by FirstBank

Designed to protect your principal investment, the Smart Choice College Savings Plan offers two FDIC-insured 529 investment options¹. Both options provide the interest as publicly offered by FirstBank, but also provide the tax benefits available through CollegeInvest 529 College Savings Plans. The Smart Choice Plan is the only 529 plan in Colorado that is FDIC- insured and provides a state income tax deduction. 

Money Market Savings

A liquid account that allows deposits and withdrawals at any time.

• No minimum balance required to open an account
• No monthly service charge
• A premium rate is earned on balances over $20,000

1-Year Time Savings

Make deposits at any time and earn interest at the current rate. As interest rates change, so does the interest you earn on your account.

• No minimum balance required to open an account
• No monthly service charge
• Deposits may be made at anytime, without extending maturity

Check out the current interest rate for each of the above options.
» Interest rates

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¹ Smart Choice College Savings Plans are not insured by CollegeInvest , the State of Colorado, or its agencies. However, these funds are FDIC-insured in accordance with the current FDIC coverage limits.

Important Considerations

Official Statement
To learn about CollegeInvest’s 529 program, its objectives, risks, charges, limitations, restrictions and qualifications regarding the Plans’ benefits and potential tax advantages, please read the Program Disclosure Statements (PDS) available at www.collegeinvest.org. Also, check with your home state to learn if it offers tax or other benefits for investing in its own plan. CollegeInvest and the CollegeInvest logo are registered trademarks. Administered and Issued by CollegeInvest.

Capacity of Dealer and Other Parties
CollegeInvest is the issuer of plan securities and is the trustee of the plans in accordance with Colorado law. CollegeInvest also oversees the Managers' activities and provides certain administrative services, such as marketing, audit, and financial statements, in connection with the plans.

FirstBank serves as the Plan Manager for the CollegeInvest Smart Choice College Savings Plan and has overall responsibility for the day-to-day operations, including effecting transactions. FirstBank also assists CollegeInvest with marketing and distributing the CollegeInvest Smart Choice College Savings Plan.

CollegeInvest and the CollegeInvest logo are registered trademarks. Smart Choice is a registered service mark of CollegeInvest.

FirstBank - Member FDIC