Direct Portfolio Blended and Individual Options

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If you are interested in a set investment allocation—and choosing if, when and how it adjusts over time—you may want to consider a Blended or Individual Portfolio. You can choose among five blended and three individual portfolios, which invest in stock funds, bond funds and short-term investments.

Unlike the Age-Based Options, your allocation to Blended and Individual Portfolios will remain fixed until you instruct the plan to change it. To help preserve capital and minimize the effects of equity market risk and fluctuations as your beneficiary nears college, you can progressively move your assets to more conservative investments once per calendar year for the same beneficiary. Please note that there are limitations on your ability to move assets between portfolios.¹

(Enlarge Blended and Individual Options Chart)

If you'd like to free yourself from the task of adjusting your investment allocation over time, you may want to consider an Age-Based Option.

Performance
Check the prices and performance of each of the portfolios mentioned above.

Important Considerations 

The Portfolios, although they invest in Vanguard^® mutual funds, are not mutual funds. To learn more about the Vanguard mutual funds that make up these portfolios, please click here. Please keep in mind that as a plan account owner, you will not own individual shares of the Vanguard funds that comprise the plan’s underlying investments.

¹Restrictions apply, please read the Plan Disclosure Statement carefully.

Investments in bonds are subject to interest rate, credit and inflation risk.

Direct Portfolio Money Market Portfolio
The Income Portfolio's and Money Market Portfolio's investment in the Vanguard^® Prime Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of the investment at $1 per share, it is possible that the portfolio may lose money by investing in the fund.

Official Statement
Please read the applicable Plan Disclosure Statements carefully before investing. They explain certain risks, fees, limitations, restrictions and qualifications regarding the Plans’ benefits and potential tax advantages. Plan Disclosure Statements can be found at www.collegeinvest.org. Investments in CollegeInvest Plans are not guaranteed by the state of Colorado or any other governmental entity, and may lose value, including principal amount invested. Administered and issued by CollegeInvest.

Home State
If you or your designated beneficiary are a resident of a state other than Colorado, before investing you should check with your home state to see if it offers a 529 program. That program may offer state tax or other benefits to residents of that state that may not be available to investors in programs of other states.

Capacity of Dealer and Other Parties
CollegeInvest is the issuer of plan securities and is the trustee of the plans in accordance with Colorado law. CollegeInvest also oversees the Managers' activities and provides certain administrative services, such as marketing, audit, and financial statements, in connection with the plans.

Vanguard and Upromise
Upromise Investments, Inc., serves as Plan Manager for the CollegeInvest Direct Portfolio College Savings Plan and has overall responsibility for the day-to-day operations, including effecting transactions. The Vanguard Group, Inc., serves as Plan Manager and Investment Manager for the CollegeInvest Direct Portfolio College Savings Plan. Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., also assists CollegeInvest with marketing and distributing the CollegeInvest Direct Portfolio College Savings Plan.

Vanguard Marketing Corporation, Distributor and Underwriter for the CollegeInvest Direct Portfolio College Savings Plan.

CollegeInvest and the CollegeInvest logo are registered trademarks. Vanguard is a trademark of The Vanguard Group, Inc. Upromise is a registered service mark of Upromise, Inc.