Enroll in a 529 Savings Plan with CollegeInvest

Step  Select Your 529 Savings Plan

  •  
  • Plan Overview
  • Contributions Tax Treatment
  • Earnings Tax Treatment
  • Minimum Contribution to Open Account
  • Minimum Account for Ongoing Contributions
  •  
  • "I'd like to talk with an expert"
  • Direct Portfolio

    Indexed-Based Investing

  • Plan Overview

    Managed by the Vanguard Group, Inc. and Ascensus College Savings, this plan offers age-based investment options that matches your child’s age and your risk level, then gradually moves you to more conservative allocations as college gets closer.

    Or, you can choose from blended or individual portfolios managed by you or Vanguard.

  • Contributions Tax Treatment

    Contributions are deductible, dollar-for-dollar, against your Colorado income tax in the calendar year the contribution(s) is made3

  • Earnings Tax Treatment

    Earnings grow tax-free so long as the withdrawals are used for qualified higher education expenses such as tuition; required fees, books, and supplies; computers, peripheral equipment, software, and internet access all used primarily by the student; and certain room and board costs4

  • Minimum Contribution to Open Account

    $25
    $15 though an Automatic Savings Option or Payroll Direct Deposit
  • Minimum Account for Ongoing Contributions

    $15
  • Select
  • "I'd like to talk with an expert"

    800.997.4295
  • Scholars Choice

    Advisor Sold

  • Plan Overview

    Sold only through your financial advisor, this plan also offers age-based options, static, and individual portfolios.

    Managed by QS Legg Mason Asset Allocation LLC

  • Contributions Tax Treatment

    Contributions are deductible, dollar-for-dollar, against your Colorado income tax in the calendar year the contribution(s) is made3

  • Earnings Tax Treatment

    Earnings grow tax-free so long as the withdrawals are used for qualified higher education expenses such as tuition; required fees, books, and supplies; computers, peripheral equipment, software, and internet access all used primarily by the student; and certain room and board costs4

  • $250
  • Minimum Account for Ongoing Contributions

    $50
  • Select
  • "I'd like to talk with an expert"

    888.572.4652
  • Smart Choice

    FDIC-Insured1

  • Plan Overview

    Available through FirstBank, this plan offers two FDIC-insured savings options: a Money Market savings account or a 1-Year CD option.

  • Contributions Tax Treatment

    Contributions are deductible, dollar-for-dollar, against your Colorado income tax in the calendar year the contribution(s) is made3

  • Earnings Tax Treatment

    Earnings grow tax-free so long as the withdrawals are used for qualified higher education expenses such as tuition; required fees, books, and supplies; computers, peripheral equipment, software, and internet access all used primarily by the student; and certain room and board costs4

  • Minimum Contribution to Open Account

    No minimums
  • Minimum Account for Ongoing Contributions

    No minimums
  • Select
  • "I'd like to talk with an expert"

    303.237.5000 or 800.964.3444
  • Stable Value Plus

    Guaranteed Fixed-Income2

  • Plan Overview

    Available through CollegeInvest, this plan protects your principal investment and provides an annual minimum rate of return.

    In partnership with Brighthouse Life Insurance Company, formerly known as MetLife Insurance Company USA

  • Contributions Tax Treatment

    Contributions are deductible, dollar-for-dollar, against your Colorado income tax in the calendar year the contribution(s) is made3

  • Earnings Tax Treatment

    Earnings grow tax-free so long as the withdrawals are used for qualified higher education expenses such as tuition; required fees, books, and supplies; computers, peripheral equipment, software, and internet access all used primarily by the student; and certain room and board costs4

  • Minimum Contribution to Open Account

    $25
  • Minimum Account for Ongoing Contributions

    $25
  • Select
  • "I'd like to talk with an expert"

    800.448.2424
 

Need more information? Not quite ready?

Sign up here and we'll reach out with an enrollment reminder and more information on our college saving plans.

*By providing your email address, you agree to allow CollegeInvest to send you communications regarding your enrollment.

 

1 Smart Choice College Savings Plans are not insured by CollegeInvest, the State of Colorado, or its agencies. However, these funds are FDIC-insured in accordance with the current FDIC coverage limits.

2The current annual rate of return for 2016 is 2.54% net of all fees. The rate of return is reset each year by Brighthouse Life Insurance Company and will not go below a minimum of 2%, prior to any fees or charges payable to CollegeInvest, including an annual administrative fee which is currently 0.71%. CollegeInvest will post the new annual rate of return each December at www.collegeinvest.org.

3Contributions to the Plan are deductible from Colorado state income tax in the calendar year of the contribution, up to the extent they are included in your federal taxable income for that year, subject to recapture in subsequent years in which non-qualified withdrawals are made.

4The earnings portion of a non-qualified withdrawal is subject to federal income taxes and any applicable state income tax, as well as an additional 10% federal penalty tax.

Important Considerations
To learn about CollegeInvest's 529 program, its objectives, risks, charges, expenses, limitations, restrictions and qualifications regarding the program's benefits and potential tax advantages, please read and consider carefully the Plan Disclosure Statements (PDS) available at collegeinvest.org before investing. Also, check with your or your beneficiary's home state to learn if it offers tax or other benefits for investing in its own plan. Administered and issued by CollegeInvest.

Investments are not guaranteed by CollegeInvest, the State of Colorado, its agencies, The Vanguard Group, Inc., Ascensus College Savings, QS Legg Mason Global Asset Allocation, LLC, or FirstBank, and may lose value, including principal amount invested. The guarantee of Stable Value Plus College Savings Plans is the obligation of Brighthouse Life Insurance Company and only to the extent of the Funding Agreement. Smart Choice College Savings Plans are not insured by CollegeInvest, the State of Colorado, or its agencies. However, these funds are FDIC-insured in accordance with the current FDIC coverage limits.

Capacity of Dealer and Other Parties
CollegeInvest is the issuer of plan securities and is the trustee of the plans in accordance with Colorado law. CollegeInvest also oversees the Managers' activities and provides certain administrative services, such as marketing, audit, and financial statements, in connection with the plans.

Ascensus Broker Dealer Services, Inc. and Ascensus College Savings Recordkeeping Services, LLC serve as Plan Manager for the CollegeInvest Direct Portfolio College Savings Plan and has overall responsibility for the day-to-day operations. The Vanguard Group, Inc. also serves as Plan Manager and Investment Manager for the CollegeInvest Direct Portfolio College Savings Plan and Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., assists CollegeInvest with marketing and distributing the Direct Portfolio College Savings Plan.

QS Legg Mason Global Asset Allocation, LLC is the Investment Manager and Legg Mason Investor Services, LLC is the primary distributor of interests in the Scholars Choice Plan; together they serve as Manager of the Plan.

FirstBank serves as the Plan Manager for the CollegeInvest Smart Choice College Savings Plan and has overall responsibility for the day-to-day operations, including effecting transactions.

Brighthouse Life Insurance Company, formerly known as MetLife Insurance Company USA, serves as the Investment Manager for the CollegeInvest Stable Value Plus College Savings Plan. CollegeInvest has overall responsibility for the day-to-day operations, including effecting transactions.