CollegeInvest Privacy Policy

 

Privacy Policy

 

At CollegeInvest, privacy and confidentiality of your personal information are important and we want to ensure your trust in us. This Privacy Policy describes our practices and policies for protecting your nonpublic personal information provided through or collected on the CollegeInvest website located at www.collegeinvest.org (the “Site”).

Your use of the Site constitutes your acceptance of this Privacy Policy. This Privacy Policy may be modified from time to time, and such modification shall be effective upon posting by CollegeInvest on this Site. Such modifications will be denoted by the “last updated” notice at the top of this page. Please check this Privacy Policy periodically for updates or changes. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes. If CollegeInvest makes any material changes to the way your information may be used under this Privacy Policy, you will be notified of such changes and be given the opportunity to opt-out of such use. The Terms of Use for the Site are incorporated herein by this reference.

Programs administered by CollegeInvest include, but are not limited to college savings programs and scholarships. Certain programs administered by CollegeInvest may require your information to be released to a third party servicer/manager in order to approve or process your participation in the program. Please read the terms and conditions and privacy policy associated with each program.

 

Information CollegeInvest Collects

 

CollegeInvest collects nonpublic personal information provided by you either through the Site’s secure online information requests and applications, or through your transactions with our third party servicers/program managers or us. Examples of nonpublic personal information CollegeInvest, or third party servicers/program managers acting on our behalf, collects include:
·      Name
·      Address
·      Telephone Number
·      E-mail Address
·      Social Security Number
·      Date of Birth
·      Account Numbers
·      Driver's License Number
·      Optional demographic information such as gender, household income, ethnicity, age and level of education
·      Information about your transactions and business with us
 
Certain pages of the Site may use cookies to make navigating our Site easier, and to provide a better user experience for our visitors. Cookies are small files that are placed on your hard disk to allow us to recognize you if you return to the Site using the same computer and browser. We do not store any of your personal information in cookies. A cookie cannot read any other data off your hard drive, pass on a virus or read cookie files created by other websites. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. While you may decide not to accept cookies, by doing so, you may not be able to experience the full functionality of our Site.

In addition, we may use a service that collects data remotely by using so-called “pixel tags”, “web beacons”, “clear GIFs” or similar means embedded in the website’s content or on banner ads on third party websites which you click on to be automatically linked to our website. A Pixel Tag is an electronic image, often a single pixel (1x1) that is ordinarily not visible to website visitors and may be associated with cookies on the visitor’s hard drives. This information is anonymous data.

 

How CollegeInvest Protects, Uses And Shares Your Information

 

CollegeInvest does not disclose, sell, rent, trade, or otherwise provide nonpublic personal information that we have about you or your account(s) to third parties, whether affiliated or unaffiliated with CollegeInvest, except as set forth in this Privacy Policy, unless we obtain your consent. CollegeInvest, as a division of the Colorado Department of Higher Education, will share nonpublic information for statistical analysis, program and service evaluations/studies and program or service eligibility.
 
CollegeInvest restricts access to your nonpublic personal and account information to those employees who need to know that information to service your account(s) and/or loan. We also maintain physical, electronic and procedural safeguards to protect your nonpublic personal information.
 
CollegeInvest discloses nonpublic personal information to third party servicers/managers as is necessary to provide services as requested and to process and service your account(s) which includes but not limited to savings and scholarships. In addition CollegeInvest will disclose nonpublic personal information to third party servicers/managers providing services on CollegeInvest's behalf, such as delivery of information about CollegeInvest products and services through means including, but not limited to, mail, email, and telephone. We also provide nonpublic personal information, such as names, addresses and telephone numbers to our third party service providers in connection with CollegeInvest’s marketing and market research activities. 
 
CollegeInvest will use your nonpublic personal information to communicate with you via email, telephone and general mail delivery and to process services as requested and to conduct business on your account(s).
 
Each third party servicer/manager with whom CollegeInvest shares nonpublic personal information is governed by confidentiality agreements requiring the third party to keep all personal information provided to it by CollegeInvest confidential, except as required by law.

 

Disclosure Of Information For Legal, Administrative And Corporate Purposes

 

CollegeInvest may disclose your nonpublic personal information to third parties as required or permitted by law, including law enforcement authorities, and when we believe that disclosure is necessary to protect our rights or the rights or safety of others. CollegeInvest may also disclose your information in connection with any merger or consolidation with, or sale of, all or substantially all of our assets to a third party. In the event we sell our assets, including our database, your personal information will be transferred to the purchaser.

 

Updating Your Information

 

You may update or change your personal information on the Site or by contacting CollegeInvest at the email or mailing address listed below.

 

Children

The Site is not directed to children, and CollegeInvest does not knowingly collect personal information from children under 13 years of age on the Site.

 

How To Contact CollegeInvest

 

If you have any questions or concerns about this Privacy Policy or would like to contact CollegeInvest regarding the information you have submitted to CollegeInvest, you can contact us at the following address:
 
CollegeInvest
1560 Broadway, Suite 1700
Denver, CO 80202
Phone: 1.800.448.2424
email: general@collegeinvest.org