Stable Value Plus

Brighthouse Financial provides a guarantee to the Stable Value Plus College Savings Plan to protect the principal investment and provide a minimum rate of return with earnings that could be greater than the minimum rate of return.

The current annual rate of return for calendar year 2018 is 2.29% net of all fees.
The rate of return is reset each year by Brighthouse Financial and will not go below a minimum of 2%. The minimum rate of return of 2% is prior to any fees or charges payable to CollegeInvest, including an annual administrative fee which is currently 0.71%.

Online Account Management
Anyone can open and contribute to a Stable Value Plus savings account. There are no income or age restrictions to own an account, or be the beneficiary to an account.

You can manage your college savings account online using the LOGIN features of the website, including access to account maintenance forms.

Guaranteed Annual Rate of Return
The current annual rate of return for calendar year 2018 is 2.29% net of all fees.
The annual rate of return is reset each year on December 1^st by Brighthouse Financial and will not go below a minimum of 2% The minimum rate of return of 2% is prior to any fees or charges payable to CollegeInvest, including an annual administrative fee not to exceed 0.99%.

Low Fees
Enrollment is free! Your only cost is an annual management fee currently at 0.71%.

(CollegeInvest will charge an administrative fee at an annual rate of 0.71% of the average daily net assets in each Account. CollegeInvest will periodically re-evaluate such 0.71% administrative fee level, and, at any time, may determine to either lower such fee level or increase it to an amount that is no greater than 0.99%. CollegeInvest will notify Account Owners of any decision to change the 0.71% administrative fee level.)

Multiple Contribution Methods
Contributions can be made by check, direct deposit, automatic funds transfer, or by rolling over assets from other qualified college savings vehicles. Contributions can be made in person at CollegeInvest, by mail, or wire transfer.

Anyone can contribute to your account. The minimum contribution level is $25.

Additional Tax Benefits
Earnings grow free from federal and state income tax while in a Plan account and qualified withdrawals are not taxable income to the account owner or beneficiary. You may be eligible for additional tax benefits.

If you are a Colorado resident, every dollar you contribute to your account can be deducted from your Colorado taxable income. Residents of other states may still be eligible for certain tax benefits. Please consult your tax advisor for specific information regarding tax benefits.

On March 6, 2017, MetLife separated its U.S. retail business. The separated business launched Brighthouse Financial, Inc. – an independent company that is no longer a part of MetLife. Our mission is to help Americans achieve financial security. We do so with essential life insurance and annuity products designed to help people protect what they’ve earned and ensure it lasts.

We’re built on a strong financial foundation*:

• $224B in Total Assets, even though we’re new, we’re one of the largest annuity and life insurance providers in the U.S.
• 7M Insurance Policies & Annuity Contracts. Many people trust us to protect their families and secure their financial futures.
• $86.3B in General Account Investments & Cash. Our future strength and long-term stability is rooted in a disciplined risk management strategy.

*as of May 2017