Smart Choice

The ONLY FDIC-insured 529 plan for Colorado.

If for any reason PNC Bank is unable to pay the principal and interest due on any Smart Choice Plan Option, amounts on deposit in each Plan account will be insured by the FDIC for each Account Owner in the same manner as other deposits held by the Account Owner at PNC Bank in the same ownership right and capacity.

The deposits are insured up to $250,000 for all deposits held by a depositor in the same ownership right and capacity at the same depository institution.

Plan details

• This is a liquid Money Market Savings Account that allows deposits and withdrawals at any time.
• You can open an account at the closest PNC Branch or online here.
• No minimum contribution or account balance requirements.
• You can open an account and contribute by cash, a check drawn on a U.S. bank, internal transfers, or by rolling assets from other qualified college savings vehicles.
• Contributions can be made in person at any PNC Branch location or by mail.