CollegeInvest Stable Value Plus College Savings Plan
We’ve partnered with Metropolitan Life Insurance Company of Connecticut (MetLife) to offer you a guaranteed fixed-income 529 college savings option designed to:
- Protect your principal investment
- Provide a minimum rate of return
- Provide earnings that could be greater than the minimum
MetLife provides a guarantee to the Stable Value Plus College Savings Program to protect the principal investment and provide a minimum rate of return with earnings that could be greater than the minimum rate of return.
The current annual rate of return through December 31, 2013 is 3.04%.1
Financial Strength Ratings
The following Financial Strength Ratings represent the opinions of rating agencies regarding the financial ability of MetLife to meet its obligations under its insurance policies.
The Stable Value Plus College Savings Plan offers a variety of benefits to investors. Read through the plan to see how the Colorado 529 program may fit your investment needs.
» Read more details about the Stable Value Plus College Savings Fund
Find out more about the 100% Fixed Income Investment of Stable Value Plus.
» Read more about 529 investment options for the Stable Value Plus Program
Current Rate of Return
» Get the Stable Value Plus current rate of return.
*Source: savingforcollege.com, September 2012. The Direct Portfolio Plan received a 5-Cap rating for Colorado residents. 5-Cap Ratings represent the attractiveness of a 529 plan, relative to all other 529 plans, by assigning an overall rating to each 529 program ranging from 1 Cap (least attractive) to 5 Caps (most attractive). 5-Cap Ratings represent an assessment based on many considerations such as flexibility, liquidity and availability, ownership rights, state benefits, investment approach and safety, program resources and financial aid impact. It is not strictly a measure of historical returns, and it is not a predictor of future investment performance, level of investment risk or financial solvency of the program funds. These ratings are not the result of a fixed formula and a significant portion of the analysis is subjective. Before establishing a 529 account and making contributions, it is imperative that investors read and understand all enrollment materials and disclosures from the programs.
1 The current rate of return through December 31, 2013 is 3.04% per year net of all fees. The rate of return is reset each year by MetLife and will not go below a minimum of 2%. The minimum rate of return of 2% is prior to any fees or charges payable to CollegeInvest , including an annual administrative fee not to exceed 0.99%. CollegeInvest will post the new annual rate of return each December at www.collegeinvest.org.
Please read the applicable Plan Disclosure Statements carefully before investing. They explain certain risks, fees, limitations, restrictions and qualifications regarding the Plans’ benefits and potential tax advantages. Plan Disclosure Statements can be found at www.collegeinvest.org. Investments in CollegeInvest Plans are not guaranteed by the state of Colorado or any other governmental entity, and may lose value, including principal amount invested. Administered and issued by CollegeInvest.
If you or your designated beneficiary are a resident of a state other than Colorado, before investing you should check with your home state to see if it offers a 529 program. That program may offer state tax or other benefits to residents of that state that may not be available to investors in programs of other states.
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